This AGREEMENT is entered into this day of , 2024 (“Effective Date”) by and between (hereafter, “CUSTOMER”), and National Background & Screening Solutions, LLC (hereafter, “NBSS”).
3. Legal Compliance
3.1 CUSTOMER assumes full responsibility for determining and performing any necessary verification steps after receiving responses using the Product as may be required to confirm the identity of the subject named in the record(s) prior to making any adverse decisions with respect to an individual consumer.
3.2 CUSTOMER assumes full responsibility for determining the applicability of federal, state and/or local laws, ordinances, statutes and regulations which may apply at the time based upon CUSTOMER’s intended use of the Product and for complying with the same prior to using or further disseminating any information based in whole or in part on the Product. This may include, by way of example, the federal Fair Credit Reporting Act (“FCRA”), however CUSTOMER’s specific
intended use of the Product may require compliance with other federal, state and/or local laws, ordinances, statutes and regulations.
3.3 CUSTOMER warrants and represents that it is knowledgeable in the jurisdiction(s) in which it
operates as to the federal, state and/or local laws, ordinances, statutes and regulations which may apply to CUSTOMER’s business and its use of the Product. CUSTOMER is strongly urged to seek the advice of legal counsel prior to entering into this Agreement to ensure that it meets the necessary legal requirements, hereby acknowledges and agrees that many factors, known only to CUSTOMER at the time the Product is procured from NBSS, affect whether or not any or all of the individual
record information contained within the Product is ultimately legally reportable to CUSTOMER’s
clients or users, said factors including but not limited to (i) the Permissible Purpose(s) for which the Product is being requested and used, (ii) exceptions granted by statute, including FCRA exceptions based upon the anticipated salary of the applicant in the case of screening for employment purposes, (iii) state-specific requirements depending upon the location of the applicant, CUSTOMER, and/or CUSTOMER’s client, and (iv) other information known only to CUSTOMER and not known to NBSS. CUSTOMER acknowledges and agrees that CUSTOMER bears exclusive responsibility for determining reportability of information contained within the Product procured from NBSS.
3.4 Should CUSTOMER’s intended use of the Product include Employment Screening, then
CUSTOMER warrants and represents that it shall, prior to providing information obtained from the Product in whole or in part which may be used to make an adverse decision with respect to an individual consumer, either (i) comply with §613(a)(1) of the FCRA by providing notification to the consumer of the fact that public record information is being reported, together with the name and address of the entity to whom the information is being reported; or (ii) comply with §613(a)(2) of the FCRA by maintaining strict procedures to verify that the information is complete and up-to-date by verifying the current public record status of the information.
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Managing Member
National Background & Screening